CLIENT RESOURCE
Prepare for Your Bankruptcy Meeting
A little preparation goes a long way. This guide covers what information and documents may be helpful before you meet with Lafe.
01
Start With These Five Items
Bring these with you if available:
- Current photo identification
- Proof of Social Security number
- Income information from the previous 60 days
- Bank statements from the previous 60 days
- Pre-filing credit-counseling certificate, if already completed
02
Debts & Creditors
Gather information about the people and companies you owe, including:
- Creditor names and addresses
- Credit-card and other unsecured debt
- Mortgage debt
- Vehicle loans
- Tax debt
- Student loans
- Other outstanding debts or obligations
03
Income & Employment
Have information available about:
- Current employment
- Recent income
- Other income information that may be relevant to the household
04
Bank & Tax Records
Gather, if available:
- Recent bank statements
- Recent tax returns
- Other financial records that may help explain your current situation
05
Monthly Household Expenses
Bring a list of your monthly expenses.
This may include the information you use to understand what comes in each month and what must be paid out for ordinary living expenses.
06
Property & Assets
Gather information about property you own, including:
- Real estate
- Vehicles
- Household goods
- Jewelry
- Other property or significant assets
07
Garnishment & Immediate Problems
If you are currently dealing with a garnishment or another immediate collection issue, bring any information you have about it.
If you are facing a foreclosure sale, repossession, hearing, garnishment, or another immediate legal deadline, call Lafe (419-249-2703) directly rather than waiting for an online response.
08
Credit Counseling
If you have already completed pre-filing credit counseling, bring your certificate.
09
Other Information Lafe May Need
Depending on your circumstances, Lafe may need additional records or information.
- Married or joint-filer information
- Debts that may not be dischargeable
- Court filing costs
- Attorney fees and payment methods
- Additional documents may be required
Do not send sensitive personal or financial documents through the website contact form. Do not submit social security numbers, bank-account numbers, tax records or tax information, identification documents or other highly sensitive personal or financial information.
Submitting a website form does not create an attorney-client relationship.