Toledo Bankruptcy Lawyer.
Relief Now.
Clear Answers.
Prompt Action.
Chapter 7 & Chapter 13 bankruptcy guidance for individuals and families in Toledo, Lucas County, and throughout Northern Ohio.
FORECLOSURE · WAGE GARNISHMENT · REPOSSESSION · CREDITOR PRESSURE
Facing an urgent bankruptcy or foreclosure deadline? Call Lafe: 419-249-2703.
Debt Relief
When the debt becomes too much, there is a way forward.
Chapter 7 — bankruptcy
For qualifying individuals, Chapter 7 may discharge many unsecured debts, including credit cards and medical bills, and provide a more immediate path out of overwhelming debt.
Chapter 13 — Repayment Plan
Chapter 13 uses a court-approved repayment plan, generally lasting three to five years, and may help you address past-due obligations while keeping certain property.
PREPARING FOR YOUR MEETING?
Review what information and documents may be helpful before you meet with Lafe.
Start Here
What Is Bringing You Here Today?
01
I can’t pay my bills
Understand which debts may be discharged, reorganized, or otherwise addressed through bankruptcy.
02
Creditors keep calling
Filing bankruptcy generally stops most collection activity, including many creditor calls, lawsuits, and wage garnishments.
03
I’m facing foreclosure
Bankruptcy may pause a foreclosure, but timing matters. If a sale date is approaching, call Lafe directly.
04
I need a fresh start
Understand whether Chapter 7 or Chapter 13 may provide a practical path forward based on your circumstances.
> Foreclosure
Facing foreclosure? There still may be options.
A bankruptcy filing may pause a pending foreclosure, but timing matters. The effect can depend on when you file, whether you have filed bankruptcy before, and the circumstances of your case. If a foreclosure sale or other deadline is approaching, call Lafe before the sale.
Counsel
A Toledo Practice Built on Honesty
Lafe Tolliver has practiced law in Toledo for nearly five decades. His work has focused primarily on bankruptcy, along with selected civil rights and probate matters. Throughout that time, he has built his practice around straightforward advice, clear expectations, and treating clients with respect.
When you call Lafe’s office, you work directly with Lafe. He believes clients should understand their options, the process, and what to expect before making important decisions. No unnecessary complexity. No surprises. Just direct communication and practical guidance.
Areas of Practice
Focused. Experienced. Direct.
01
Bankruptcy Law
Chapter 7 and Chapter 13 guidance for individuals and families facing overwhelming debt, creditor pressure, garnishment, or foreclosure.
02
Civil Rights
Selected civil rights matters involving fairness, accountability, and the right to be heard.
03
Probate & Estate
Practical guidance through selected probate and estate matters with clarity, care, and respect.
Get in Touch
Tell Lafe What Is Happening.
If you are dealing with debt, foreclosure, garnishment, or another legal issue, start with a direct conversation. Call Lafe or send a brief message below.
PREPARING FOR YOUR MEETING?
View the Bankruptcy Preparation Guide →
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Lafe Tolliver, Attorney at Law · Toledo, Ohio · Confidential consultation